How do I get a car loan with bad credit or no credit?

I am 19 years old and am currently looking to get a car loan for anything between $3,000 and $5,000. I have a store credit card with Victoria's Secret and have been paying it off, but my credit is still bad. I'm living in Massachusetts and cannot find any reliable credit unions north of Boston. I also cannot find anyone who is willing to cosign due to the fact that they also have bad credit. Does anyone have any suggestions? I have tried to talk with banks, but no luck and I need a car to get to and from my job, which I have been working at steady, about 30-35 hours a week for about 6 months now. I would really appreciate any suggestions. Thanks a bunch! :)

Asked By: JacquieM - 1/3/2011
Best Answer - Chosen by Asker
Save up cash or you are going to be stuck at one of those "buy here pay here" used car lot (see JD Byrider has a few locations in Mass.) where they charge you like 10 grand for a 15 year old ford taurus, plus another 26% interest.
Answered By: Overnight - 1/3/2011
Additional Answers (2)
Well it's rare but there's always a couple of car dealerships downtown that sell cars regardless of credit history.There in approximately 75% of downtown areas across North America.
Answered By: Usman Ejaz - 1/3/2011
I always taught my students to make their car payments in advance before buying a car. This worked better when interest was higher, but it will still save you money... More
Answered By: mschulman1024 - 1/3/2011
Sponsored results
Over 482 Local Jobs Now Hiring In Your Area. $19-$87/Hr - Apply Today!
Click. Search. Apply. Free!
Jobs hiring near your local area. Part-time, Full-time, Work at home.
Sobre 287 Trabajos en tu area. $15-87/hora - Aplica Ahora.

Other Career Questions

What is your current job? Why did you choose this job? What do you enjoy about your job? What do you dislike about your job? What would be your perfect job? Would you rather have this j...
3 answers - Asked By: drop pants not bombs!.♥ - 3/2/2010
Where are the jobs? Is productivity and globalization creating a permanent “recession” of jobs? My main issue is I am doing a paper for school and have no idea where to begin. I was hoping suggestions...
4 answers - Asked By: bayebd24【ツ】 - 11/21/2007
Hi ok im 19 and about to start college to do an acess course into a university. Ive been browsing through all the courses and im tottaly stuck! I thought politics but im scared ill end up with some r...
1 answers - Asked By: roseparkerly - 1/26/2009

Content is not owned or controlled by Monster. Any content concerns should be addressed with Yahoo!
Yahoo! Does not evaluate or guarantee the accuracy of any Yahoo! Answers content. Yahoo! Disclaimer.

Popular Articles

Best-Paying Work-from-Home Jobs Article Rating
It’s easier than ever to work from home. Of course, not every job is a mobile job, and some companies aren’t interested in having their employees work from home.
2013 Marketing Jobs Outlook Article Rating
The US may be facing another year of anemic hiring overall, but that won't be the case in the high-orbit world of multichannel, digital media marketing.
For Employers: Post Jobs | Search Resumes | Advertise
About Monster | Work for Monster | Advertise with Us | AdChoices | Partner with Us | Investor Relations | Social Media
Terms of Use | Privacy Center | Accessibility Center | Help | Security | Contact Us | Sitemap | Mobile
©2014 Monster - All Rights Reserved U.S. Patents No. 5,832,497; 7,599,930 B1; 7,827,125 and 7,836,060 MWW - Looking for Monster Cable? - V: 2014.1.40.24-309