Why don't female business entrepreneurs get lower business insurance premiums than men?

Men pay less health insurance, and women pay less car insurance, both because they cost the insurers less. Male owned businesses cost insurers 60% more, yet women have to pay the same premiums as men, effectively having to pay for men's risk taking. Why? Also, Surely Rewarding women's superior business leadership would be better for everyone, as it also means jobs in female owned companies are safer. Presuming all these statistics can be verified? Do you agree that this should be changed, and women should pay less to match what they actually cost the insurers?

Asked By: kg1 - 1/11/2011
Best Answer - Chosen by Asker
Where in the world do you get the idea that male owned businesses cost insurers 60% more? I haven't seen anything AT ALL to support that information. Or rather, I've never seen any indicator that gender of majority stockholder has ANY bearing on future claims... More
Answered By: mbrcatz - 1/12/2011
Additional Answers (5)
Where did you get the idea that there is a higher cost and higher risk for 'male owned businesses ? Premiums for any business are determined by the TYPE of business being operated, and according risk factors. It makes no difference if said business is owned by a male, a female, or BOTH.
Answered By: acermill - 1/12/2011
I doubt this. Where are you getting your 60% statistic from?
Answered By: Woof - 1/12/2011
I'd like to call BS on the 60% figure as well. Either provide a link to a scientific study showing this or stop wasting our time.
Answered By: Gambit - 1/12/2011
Business policies are based on the type of business and lots of other factors. Females do not pay more than males with business insurance. The question of sex is not asked when applying for a business policy. Not sure where you are getting your information but it is totally WRONG.
Answered By: car253 - 1/12/2011
Where did you get the 60% from?
Answered By: KL - 1/12/2011
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