What's the best way to pay a debt collector?

I have several bills in collection after being unemployed for 11 months. I'm starting to pay everything back now that I have a new job and I've been reading alot about collection agencies. I have seen written many time to NEVER disclose your bank account or credit card information to a debt collector. So how do I pay these people? I guess a cashier's check? Thanks!!

Asked By: Lisa S1178 - 1/12/2011
Best Answer - Chosen by Asker
A check would be ideal. Failing that, with a check or money order. Never give ANYONE your banking information, debt collector or not. Keep all receipts/records of payment in case the collector later disputes that your payments.
Answered By: anonimitie - 1/12/2011
Additional Answers (3)
Money orders. Cashier's checks are okay but money orders might be cheaper... More
Answered By: bdancer222 - 1/12/2011
First try to settle for half of what is owed. If they agree, get it in writing first. Never write a check to a collection agency because once they have your checking account info, they can debt the account. That being said, send them a money order.
Answered By: stan c - 1/12/2011
To answer your question, as you ask!!!! A money order, NEVER NEVER give a collector anything with your bank info Not a check by phone or debit card. If they claim thats the only way they take payments, they are bluffing. Tell them 3 days is not to long to wait on the postal service.
Answered By: It Only Gets Better! - 1/12/2011
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