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question about vsp eye insurance? around how much would glasses, contacts, exam cost?

hey im new to the job world and i got guardian dental insurance and i think its comes with free vsp too. and the guardian insurance worker told me i'd tell them my social security number and tell them i have vsp to qualify or something. im going to go to a private office that accepts vsp. i want to get an eye exam, get 1 pair of prescription glasses and contact lens fitting and contacts. i dont have a credit card yet so i plan to pay with cash but i dont know how much to withdraw out of the bank to bring with me. i live in georgia, near atlanta by the way. or should i just go to lenscrafters or visonworks or something like that? could you give me an estimate of how much each would be when using vsp, if you have it? and if i used the insurance would i have to pay all the amount there and the insurance company would evaluate my claim and send me money back..? i dont know so how would that work too. thanks for your time in advance.

Asked By: - 2/3/2011
Best Answer - Chosen by Asker
Typically, VSP will pay for either glasses or contacts but not both, unless you have a second pair plan... More
Answered By: lunamiss - 2/3/2011
Additional Answers (1)
VSP evidently has dozens of plans so it is hard to make any blanket statements about what they will cover. Your co-workers may give you some idea. In general, VSP is real insurance and will probably pay completely for your glasses or contacts if you stick with pretty basic stuff. It is worth using, so I would recommend... More
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Answered By: David E - 2/3/2011
 
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