Is it legal to reject a job applicant because of bad credit?
I am under consideration for a temporary job. The agency told me the employer would reject a candidate with bad credit. Considering that I am in one of the hardest-hit industries and in a state with one of the highest unemployment rates in the country, my credit history has some blemishes. My question is this: is it legal for an employer to reject a job applicant after an offer has been made because the background check reveals that the applicant has bad credit?
Asked By: Br Ba - 2/24/2011
Best Answer - Chosen by Asker
Yes it is perfectly legal to reject a job applicant due to bad credit even after an offer has been made. A defaulted student loan or a repossessed car can both prevent a job applicant from getting a job. Rejection based on credit scores will become more common as more and more people default on loans and credit cards... More
Answered By: Heather - 2/24/2011
Additional Answers (9)
Sure, why not?
Answered By: Questor - 2/24/2011
Jeez......I sure hope not. That's seems really unfair.
Answered By: porcelain - 2/24/2011
Yes, bad credit isn't a protected class.
Answered By: sgoldperson - 2/24/2011
In some industries it is mandatory to do the background check . . . along with a drug test. At this point they are looking for the best candidate, and a background check can revel a lot about potential candidates, especially if they will be doing anything in the financial industry. Realize that if your area has been... More
Answered By: E&L - 2/24/2011
Is it legal to discriminate against everyone or everything, except the classes protected by the EEOC (age, sex, gender, religion, ethnicity, disabililty). You can't be rejected for a job solely based on the fact that you are, for example, a female, or a minority, or in a wheelchair. But even if you are a disabled... More
Answered By: Didn't Think So - 2/24/2011
The bad news is that yes, you can be rejected for bad credit. For some jobs (government, finance, upper management) this has been the case for a long time. It's only recently that it has become more common in other sectors... More
Answered By: Dr. Snark - 2/24/2011
The short answer is yes, and it is pretty common in today's market. Bad credit can be a sign of many things, but the main concern for employers is that depending on how bad the credit, the person could be a target for potential bribery... More
Answered By: joe_user12 - 2/24/2011
it's not ILLEGAL - hat doesn't qualify as a "discrimination" case if you are applying for a job that is around money or financial records, etc, then you will definitely have trouble getting hired with bad credit - you are seen as a risk to them
Answered By: Zarg222 - 2/24/2011
I don't know if its been passed yet but they wanted to pass a bill which would affect some states but not all, stating that credit checks cannot be used as part of criteria for hiring.
Answered By: ahahahahahah ok - 2/26/2011
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