Questions about renting, or renting to own?

We live in Vista, CA. Northern San Diego County. I am 20 years old and have a job that pays $13/hr. My boyfriend is 28 and owns a barber shop, he probably makes about as much as me monthly (or more) and we want to get our own place. I've done the apartment thing -- they aren't for me and I kind them too small. I want to get a small house. How do I go about doing this? If you understand real estate, please let me know what the steps are. Also, what could I (we) afford if we bring in (together) about 4k a month? We obviously aren't rich so I'm not looking for anything luxurious. Preferably a "fixer upper" home that we can make our own. How do rent-to-own work? Would getting a loan be a better option? He has horrible credit. Last I checked, I have a score of 520 because of some unpaid medical bills from when I turned 18. I need some great answers here. I need some help! Thank you in advanced.

Asked By: - 3/17/2011
Best Answer - Chosen by Asker
NO lender will give you funds with FICO score of 520 and you say BF has bad credit also ? Find a real estate broker and tell them you are looking for a fixer-upper as rent to own. Then figure out what you and BF can afford, remembering you also will have higher bills for electric, gas, insurance, etc. than you do now... More
Answered By: Mike - 3/17/2011
Additional Answers (0)
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