Transporting people in my personal vehicle for work?
I am applying for a job that would require me to transport people in my personal vehicle to go to the store, doctors appointment, etc. How does this normally work? What type of auto insurance would I need?
Asked By: Kayte - 4/14/2011
Best Answer - Chosen by Asker
In South Africa - Usually a job like that will require you to have a PDP - Public Drivers Permit/pass - if you have it your insurance installments decrease by 5%. I don't know about other countries though. Maybe you want to check that with your Insurance broker/company?
Answered By: Bergie:) - 4/14/2011
Additional Answers (4)
You're going to need auto insurance that covers passengers as in a taxi business. Talk to a good insurance agent. Thay will have the plans and costs.
Answered By: DER ALTE FIRZ - 4/14/2011
If it is a required part of your job you will need business use added to your policy. You are not doing it for hire or reward but you definitely use your car in the course of your work...not just commuting. The big issue is where any claim from your passengers would be filed...they might need to claim against your... More
Answered By: Robin - 4/14/2011
Talk to your insurance agent. You will need "business" insurance for sure. Also find out if your new employer is going to pay for fuel, maintenance and added insurance coverage.
Answered By: sensible_man - 4/14/2011
You MUST notify your insurance company if you take this job and make arrangements to add an endorsement to your policy, or may find that you will need a commercial policy for your auto. I suggest you do this 1st and inquire of the costs before accepting this job if they offer it... More
Answered By: lucy - 4/14/2011
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