I need some honest opinions on Bank of America?
I recently just got a new job, and the company I work for has a partnership with BOA so everyone at my company can open a checking account with them and have no minimum balance requirements. Because of this I am seriously considering moving my money to BOA. I currently have an account with TD Bank but finding their ATMs is like an easter egg hunt and their fees are ridiculous. Is Bank of America any better? If not, what is the best bank to put my money in? Any advice is appreciated.
Asked By: Dettod - 5/7/2011
Best Answer - Chosen by Asker
I use them and I really like them. I absolutely love their online interface and how it can send me text message alerts whenever money over a certain amount leaves my account. I set mine up to text me whenever anything over $75 is taken out. Cause I normally don't spend that much at a time. You can also pre-setup... More
Answered By: WatermelonShop - 5/7/2011
Additional Answers (8)
bank of baroda is the best
Answered By: Dr. Sujok - 5/7/2011
I consider Bank of American to be one of the best out there... More
Answered By: Wreck - 5/7/2011
I've been a Bank of America customer for over 15 years, and I've stayed with them even though, following the 2008 financial crash, I believe in principle that the nation would be better off if Americans put their money in smaller, but still federally insured, banks so that American taxpayers didn't have to foot the... More
Answered By: magicbird - 5/7/2011
Go to any Bank of America branch and speak to a customer service representative. Bring a written list of questions which are important to you. Ask for a copy of their written rules and fee schedule. Be sure to read every single word in the small print. Find out the features and charges of each of their accounts. Find... More
Answered By: Sean Roberts - 5/7/2011
BoA is a very large bank with branch offices and ATMs everywhere. It may depend on the type of account you have as to fees. They also have excellent online banking and billpay services which I highly recommned.
Answered By: bdancer222 - 5/7/2011
If you read the questions, on here you will find a lot of people who dislike BofA. But I think a lot of that has to do with the customer themselves - you overdraft a lot, of course the bank isn't going to be willing to work with them much... More
Answered By: A Hunch - 5/7/2011
When Bank of America agreed to let me open an account without a minimum balance requirements and without a monthly fee, they still charged me a fee for not meeting a minimum balance requirement. Apparently, no "minimum balance requirement" just means that they do not tell you in advance what the minimum balance... More
Answered By: StephenWeinstein - 5/7/2011
I have a BOA account. They have a lot of real BOA ATMs in this area so getting cash without paying a fee is easy. Note that gas station ATMs are private and charge everyone a fee. BOAs on line checking allowing for bill payment and money transfers to other family members works well. The odds that there will be a BOA... More
Answered By: Bob - 5/8/2011
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