How long do I need to keep a job before I can be approved for a home loan?

I am currently working in China but planning to live in the States. After I get back to the States I will not have a job. After I get a job how long do I need to keep this job to apply for a home loan? I have a credit score of 780+/- and an a veteran. I also have aenough cash for at least a 20% down payment.

Asked By: jamon - 6/20/2011
Best Answer - Chosen by Asker
You have a credit history in the U.S., so that's very helpful. But the trouble with working abroad is one of documentation. If you filed tax returns in the U.S. while you were working in China and manage to not have a very long break before starting another job, then you'll only need about 1 year of employment... More
Answered By: Marko - 6/20/2011
Additional Answers (3)
I think a couple of years
Answered By: Rain - 6/20/2011
We are in the same situation, except the China part. We where told a year at the same place to prove stability.
Answered By: Hunbun - 6/20/2011
It will depend on your individual circumstances. They ask you to document a two year work history but it does not have to be in the same job. If you find a position in the same line of work you had before you may not need to wait at all. Even if you start in a new field you can still be approved if the outlook for... More
Answered By: Bob - 6/20/2011
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