My wife received a hospital bill that should have been covered by insurance from her last job.?
My wife just recently changed jobs. She was unable to start her new job as soon as she hoped, and we weren't able to afford to continue her Blue Cross Blue Shield insurance plan between jobs (she will have coverage at her new job, just not immediately). She had blind spots in her eyes and after two hospital visits and an MRI, we thankfully found out it was nothing serious, she was just under a lot of stress at work, so her blood pressure was high. Somehow that had caused temporary blind spots which have since gone away. The problem is that she had insurance coverage for all the visits, and the MRI was approved by the insurance company, but now we just received a bill for the hospital visit. My wife left her job for a new job three weeks after the hospital visits, and we even received a final statement from the hospital after she left her job that all we owed was the co-pay, which we paid. Now, they are saying we are responsible for the whole bill. My wife was working and was covered by insurance during the hospital visits, and didn't leave her job until about three weeks after that. I don't understand what the problem is. We paid the approved co-pay for the MRI that the insurance company approved, yet now they are saying WE have to pay for it. Since she left her job three weeks after the hospital visits, can they retroactively go back and just decide they don't want to pay for something they had already approved and already paid for? We have the statement from the hospital showing that the insurance claimed responsibility for the charges beyond the $20 co-pay. Any help would be appreciated.
Asked By: Nathan B - 8/6/2011
Best Answer - Chosen by Asker
Well, you left off a very important piece of information - WHY they are saying she's responsible for the entire bill... More
Answered By: mbrcatz - 8/6/2011
Additional Answers (3)
Have you spoken to her former employer? It could be nothing more sinister than a mistake or genuine misunderstanding.
Answered By: Jo W - 8/6/2011
Who are you saying wants to "retroactively go back and just decide they don't want to pay for something they had already approved and already paid for"? The hospital or the insurance... More
Answered By: StephenWeinstein - 8/6/2011
Perhaps, they canceled her coverage on the wrong date, or perhaps you misunderstood how much you'd ulimately owe. An MRI should cost more than just a $20 copay. And, though they collected the copay, that doesn't mean that's all you're going to owe. Call the insurance company as they'll know.
Answered By: Insurance Pickle.com - 8/7/2011
Over 483 Local Jobs Now Hiring In Your Area. $18-$87/Hr - Apply Today!
Legitimate Survey for Cash.Extra Money for You,Join Here!
$21/hr Start, Avg Pay $72K/yr Check Our Map of the 1700 Openings.
Free for Job Listers and Job Seekers!
Other Career Questions
Do most mechanical engineering jobs offer job security?
What is your current job? Why did you choose this job? What do you enjoy about your job? What do you dislike about your job? What would be your perfect job? Would you rather have this j...
Where are the jobs? Is productivity and globalization creating a permanent “recession” of jobs? My main issue is I am doing a paper for school and have no idea where to begin. I was hoping suggestions...
Content is not owned or controlled by Monster. Any content concerns should be addressed with Yahoo!
Yahoo! Does not evaluate or guarantee the accuracy of any Yahoo! Answers content. Yahoo! Disclaimer.
Best-Paying Work-from-Home Jobs
It’s easier than ever to work from home. Of course, not every job is a mobile job, and some companies aren’t interested in having their employees work from home.
2013 Marketing Jobs Outlook
The US may be facing another year of anemic hiring overall, but that won't be the case in the high-orbit world of multichannel, digital media marketing.
2013 Engineering Jobs Outlook
Engineers will find job opportunities in select disciplines in 2013, with candidates who are all-around, client-oriented businesspeople in demand.
Best-Paying Jobs by Major
What could you earn with a particular four-year degree? Find out by checking out this list of the top-paying jobs for 20 of the most common majors.
Eight High-Paying, Secure Jobs
Want to earn a good salary and enjoy a measure of job security as well? Check out these well-paying jobs on tap for fast growth in the coming years.