Possible identity theft?
My husband just received a letter from a collections agency stating that he owes money, ALOT of money, to some apartment complex. According to them this happened 2 years ago, the thing is that's not my husband. He's never had an apartment or signed for anyone. They say they have all his information including his social and in order to get this "debt" taken care of he has to have proof that it's not him. We have been building our credit since we were in our teens and last time we checked our credit score it was excellent, it gets me mad that we worked so hard to just let some @$$ (excuse my language) come and mess it up for us. We have the name of the apartments and we did notice that they are close to where he (my hub) works, we're thinking maybe it was someone from work but how could they access ALL his information when the manager there is my husband? This is driving us crazy because the collection agency ppl are being jerks and are not helping us at all (I guess that's their job) can someone help me? What can I do to avoid this from ruining our/his credit and jeopardizing us in getting more credit/stuff/things?
Asked By: - 11/7/2011
Best Answer - Chosen by Asker
Get a tape recorder and start recording EVERY conversation you have (in-person and electronic) with ANYONE about this... More
Answered By: Dunbar Pappy ϟϟ - 11/8/2011
Additional Answers (2)
You two have some work to do.. check out link below...yes his identity is stolen. http://www.ftc.gov/bcp/edu/microsites/idtheft/
Answered By: Casca Longinus - 11/7/2011
Someone who got improper access to a payroll file, health insurance enrollment, tax forms, or a mortgage origination would get the SSN and more. If the apartment manager is onsite and has been there a while, they might remember the person and confirm it's not you. Given that this appears to be a possible criminal... More
Answered By: Richard P - 11/7/2011
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