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Why is health insurance tied to employment?

Who came up with this stupid plan and why? Everytime you change jobs you lose insurance, change insurance. Why don't people just buy insurance and jobs stop buying insurance for their people? Pay everyone slightly more and people but their own plans that way the plan stays with them instead of keeping people tied to their jobs. Thoughts?

Asked By: Blowme - 11/21/2011
Best Answer - Chosen by Asker
I had to give number 45 a thumbs up. Although after WW-II employers found that offering health insurance to employees made for better relations and kept the employees happy, it was the HMO act of 1973 that set the current group policy regulations. This act was sponsored by the late Teddy Kennedy so if you don't like it... More
Answered By: Zarnev - 11/23/2011
Additional Answers (17)
WW II wage increase restrictions. Wage controls forced companiesx to use the inclusion of health insurance as a lure to hire people.
Answered By: Yeah, Butt - 11/21/2011
 
Everyone buying their own health insurance would NEVER work. There has to be a pool. THat is why America has higher health care costs than any other country. Private insurance.
Answered By: Radical Common Sense. - 11/21/2011
 
>Who came up with this stupid plan and why? Congress and the Insurance indsutry.
Answered By: John - 11/21/2011
 
even worse, why does each state have to manage insurance coverage, separately. One would think all the replicate services between both the governments and the companies cost the taxpayers-clients more than a single-payer, national system
Answered By: Astro Smurf - 11/21/2011
 
The Democrats and people like Ted Kennedy, who wanted all employers to pay for healthcare... More
Answered By: number 45 - 11/21/2011
 
It came from the labor shortage caused by WWII. Companies would offer health benefits to entice people to sign on. When insurance was cheap, it wasn't a problem.
Answered By: Ed - 11/21/2011
 
because you should pay your own way in Life, something the libs on here and the loons that support Obama don't understand
Answered By: stop the spending - 11/21/2011
 
they don't use that system in Europe..talk about putting a burden on OUR businesses!
Answered By: Dave87gn - 11/21/2011
 
Workers feel if they get injured on the job like in construction or something, the company ought to be able to pay for the medical attention. This eventually became companies buying healthcare plans for there employees. Employees felt that it was easier to go with the worker coverage than shop for an individual plan... More
Answered By: Joshua - 11/21/2011
 
good point
Answered By: Lori - 11/21/2011
 
The only reason it is tied to employment, is because its the only reason most Americans can afford it at all... More
Answered By: M O - 11/21/2011
 
It was decades ago a perk of the job now it's going the way of the unicorn.
Answered By: Cris Ray - 11/21/2011
 
Because if you pay for your own plan you can get dropped for getting sick. Odd how after making decades of payments that they can drop you when you need them most. But they can't drop you when you get insurance through your employer without dropping your employer... More
Answered By: Andy - 11/21/2011
 
The whole American healthcare system is messed up, should be a single payer system, save the country and people alot of money if americans pooled the money together. Some people say ''why should I pay for someone else health problem'' If thats the case, why dont people get charged individualy when the Police come out... More
Answered By: tech - 11/21/2011
 
Labor unions. We demanded it in the construction industry when thousands were killed and crippled every year in accidents. You non-union workers got health insurance as a bribe to be good slaves and not vote to organize for your financial benefit... More
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Answered By: John J. S - 11/21/2011
 
So that we can restrict employment opportunities by making people reliant on their boss for health insurance....this way one can stifle freelancing, the growth of small businesses, the ability to work two part-time jobs or pursue one's passion while we rant about how nations like Australia, where a person with a pre-... More
Answered By: Ted - 11/21/2011
 
Actually health insurance started in the 1950's as a way for companies to reward executives without increasing their taxes.
Answered By: nathan f - 11/21/2011
 
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