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How to build credit for somebody with no credit?

I'm 19 and I want to start building credit. I have a secure job and I put away money each month. Not a big spender on anything really. I just want to establish credit now so that I can slowly work my way up. Chase has already declined me for there's. Gas card? Pre-paid?

Asked By: Patrick - 1/3/2012
Best Answer - Chosen by Asker
you can do this , secured card with two banks, each for $500.00, you pay one off with the other one you opened up. It is difficult to get credit for Visa and Mastercard with no credit. I started getting credit in my late 20's and this is how I did it. I went to retail clothing stores in the mall and applied with an... More
Answered By: Lori K - 1/3/2012
Additional Answers (2)
Prepaid debit cards do not build credit. New laws have made it very hard for those 18-21 of age to get credit cards... More
Answered By: CatDad - 1/3/2012
 
prepaid are useless Best cheapest way to establish credit is a secured bank loan pay off over 7 months and repeat until you can get an unsecured one. Getting a CC to start your file is stupid
Answered By: Calvin C - 1/3/2012
 
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