How hard is it to get approved for an American Express Credit card online?
And what do you need (specifically) to get approved for one? Because I tried at least 5 times within a year and always get denied. Is it really that hard to get approved?
Asked By: Whales - 2/15/2012
Best Answer - Chosen by Asker
Yes it is that hard, stop applying. American express is one of the most difficult cards to get because they look at things beyond your credit score. They look at employment, the industry you work in and use a different scoring model than most other credit card companies. Start small get a Capital one card, once you... More
Answered By: adivinedream - 2/15/2012
Additional Answers (2)
STOP applying it hurts your chances each time. Do you have a JOB, excellent credit and credit history? I do not mean you have worked at McDonalds for 6 months and make minimum wage with a 500 credit score either.
Answered By: John B - 2/15/2012
It is easy to get approved if you qualify. When you got turned down the first time that meant that you don't qualify. There is no point to repeatedly applying unless something has changed in your life.
Answered By: Ted - 2/15/2012
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