Im currently seeing a PhysTherapist for back pain. If I switch insurance/jobs, will I pay all out of pocket?
It's not a diagnosed disease where I went to an MD first. The PT did the assessment after I realized it was muscle related. I did however go to a physician after I started with the PT just to make sure it wasn't something else. If I switch jobs/insurance, will I be denied, or if accepted will I pay all out of pocket for anything PTherapy that might be ongoing for a while?
Asked By: Common White - 2/16/2012
Best Answer - Chosen by Asker
If you have no lapse in coverage, and the new plan is a group plan, they cannot exclude coverage for preexisting conditions... More
Answered By: mbrcatz - 2/16/2012
Additional Answers (1)
Some employer based group policies have a 30 day waiting period before going in force but will provide coverage for continuing treatment as long as ther has not been a lapse in coverage.
Answered By: Bill - 2/16/2012
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