Can I open a new bank account if I owe money to another bank?
I owe PNC and Wachovia over $200 each because over drafted both my accounts and Then lost my job so I couldn't pay them back. I just got a new job and even though I intend on paying them both back, I was wondering can I still open another account, or will they decline me? I want to open with capitol one bank.
Asked By: Jessica - 2/29/2012
Best Answer - Chosen by Asker
If they report to checksystems- and I can gaurantee that they do, no other financial institution that uses that service will open an account for you until you pay the others off. I've only seen 1 bank that does not use checksystems. As a Financial Services Associate, I have had to turn many people away for owing money... More
Answered By: Mrs_SSG - 3/1/2012
Additional Answers (3)
If it is a different bank, then I say definitely.
Answered By: Jimmy - 2/29/2012
yes you can but if you dont pay your debt they can send it to collections
Answered By: Amanda - 2/29/2012
How long ago did you stiff PNC and/or Wachovia? To be frank, you are most likely in CHEX as a deadbeat. If so, most major banks will not let you open an account. In the mean time you may want to check that Wal-mart will cash the paycheck.
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