Does insurance cover possibility of loss of job or permanent disability?

Suppose someone is taking insurance to cover risk of inability to repay huge home loan due to death or permanent disability (so that the person is unable to continue job) or loss of job. Are there insurances to cover these risks? Are there online insurances for such risks in India?

Asked By: samuel - 4/5/2012
Best Answer - Chosen by Asker
Death and permanent disability is covered in insurance and you'll get it from any insurance company. However, loss of job insurance is not available in india as of now.... It comes as bundled package for one of icici prudential's critical illness insurance. Bharti axa is supposed to come up with such insurance in 3rd... More
Answered By: ? - 4/5/2012
Additional Answers (2)
No insurance will cover your loss of job. There are disability policies out there, but they aren't cheap. You will need an agent. You can shop for life insurance online, but I would still recommend speaking with an agent.
Answered By: Casey Y - 4/5/2012
In india i have no idea that any company compensate after loss of job but an account of permanent disability it will be covered in PA policy or you may have choose its as a rider with your life insurance policies.
Answered By: tripathy(9891331297) - 4/7/2012
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