My mom hit my car :'((( will her insurance pay for damages or will they junk my car?
My acv (actual car value is 850 dollars) based on kelley blue book its a mazda rx 7 1986. she backed in to my car and side swiped the car door. It could have been worse but what I want to know is will her insurance company cover the damages she has full coverage and I have liability. The paint is gone off the door so im guessing a paint job plus body damages which is the drivers side door
Asked By: Diesel209 - 5/29/2012
Best Answer - Chosen by Asker
Yeah her insurance will cover it, because she is at fault. But if the damage is more than the value of the car $850 then they will total the car and write you an $850 check
Answered By: Ben - 5/29/2012
Additional Answers (3)
her insurance should cover it. i doubt it will cost more than the car to fix but i used to have an 85 toyota pickup that was 2 wheel drive and i got t boned and the drivers side door got caved in and the truck even before that happened wasnt worth a lot i because its not like it was in mint condition. but i got 700... More
Answered By: theawsomelb - 5/29/2012
You can negotiate with her company's adjuster. Normally, they would give you book value for the car, take title and junk or auction it. Undoubtedly, the car is worth more to you than book value so negotiate an amount that's fair for both you and the company: less than a full payoff could cost them but you keep the... More
Answered By: Passive Agresssor - 5/29/2012
Your mom's insurance will pay for the damages. It will not junk your car. Her insurance is held liable for the property damage during an accident when she is at fault.
Answered By: Anna W - 5/31/2012
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