United Way First Call For Help http://www.unitedway.org
lists local community resources and volunteer opportunities for ages 13+/ You may find financial help, food bank, clothing, utility help, medical help, names of shelters, etc.
As you are in school, contact a school counselor or go through student services. They can help you look for resources. They've helped others before you.
Instead of having to go to a homeless shelter consider renting a room in someone's home or joining with others in a rental. http://www.easyroommates.comhttp://www.roommmate.comhttp://www.craiglist.com
all have rental listings.
Before you knock the government you'd likely qualify for assistance. Whether or not you like Uncle Sam, sometimes any port in a storm will work. That's what the programs are there for. You can apply online http://www.mahalo.com/how-to-apply-for-welfare-online/
but as you are so close to homelessness, it is best to go in as they may know of additional resources. No one is going to penalize you for having a daughter and needing help. Put that concern or pride aside for the sake of your child. That's what parents do. They think of their child's needs first.
Hang in there! You can do this thing. I know being a single parent with financial struggles can get tough and sometimes scary but you will weather this and looking back you'll cherish these times more than can imagine right now.
And don't beat yourself up over this either. According to http://projectnightnight.org/
One in 50 America Children will face homelessness in his or her lifetime. Our society needs more affordable housing and better safety nets. Go grab what precious little it does offer through Uncle Sam and apply for government assistance immediately, please!
Best to you and your little one.
Answered By: ... - 6/17/2012