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Credit file for employment purposes question?

So my girlfriend recently applied for a job at a credit union and one of the staples of the application was granting the place to perform a background credit check. This evening she received a letter saying this: Dear Lisa********, we recently furnished a copy of your credit file for employment purposes. Your credit file contained public record information about you relating to civil (non-criminal) matters such as Bankruptcy, Federal Tax Lien or a Judgement. If you received notice that you were declined employment based upon information contained in your credit file, you are entitled to a free copy of your Equifax credit file. She took the letter as meaning the company found something on her credit file that prevents her possible employment (even though she hasn't received a notice telling her as such). She has no backdue taxes, her payments are all up-to-date, and she's never filed for bankruptcy. I understood the letter as saying that bankruptcy, tax lien, and judgement are some of the things they searched FOR but didn't necessarily find. Am I correct in this? Also, she went ahead and got a copy of her credit report online from TransUnion and everything was in the green. No late payments or delinquencies. And her credit score is a 759 (C). Am I right in guessing that this is all nothing to be worried about? Thanks for the responses.

Asked By: Michael - 9/18/2012
Best Answer - Chosen by Asker
Sounds like the letter came from Equifax and is probably some kind of solicitation to sell credit reports/services. It isn't normal to get such a notice when an employer pulls a credit check. It also does not mean the company decided not to hire her based on the credit report. She may still get an offer... More
Answered By: bdancer222 - 9/18/2012
Additional Answers (1)
She is not correct... More
Answered By: StephenWeinstein - 9/18/2012
 
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