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what information will I need to finance a car?

I have a credit score of 540. I have worked a transportation service job for over 3 years. I make 800.00 a week and 3200.00 a month. I need to know what requirements do dealerships have when financing a car? I am 23 years old and I live in Louisiana. I have never had a car before. I am looking at cars that are 15,000 or lower. I have 3000.00 to put down.

Asked By: Brittanee - 12/21/2012
Best Answer - Chosen by Asker
Auto finance is what I do for a living there are 10 things that go into making up a car deal weather it's a purchase or a lease... More
Answered By: SPIFIMAN1 - 12/21/2012
Additional Answers (3)
pay stub, references, driver's license
Answered By: qwerty - 12/21/2012
 
You have a low credit score. The dealer will most likely want a good size deposit from you and then have you pay an unreasonable interest rate. Buy a used car out-right of you can. Make sure you have a least $1500 extra in case of unexpected fixes.
Answered By: Bad-Dog - 12/21/2012
 
down payment,around $3000 for a $15,000 or more car where you live rent/house payment credit cards bills outstanding credit references pay stub and dl did it 2 days ago,got a new 2013 ford
Answered By: Tony - 12/21/2012
 
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