 | My father is experienced working in banks for 2 years in different country now he is in Dallas Texas and was seeking a credit card analyst ( risk management ) fraud analyst job in Dallas Texas please help !!!
We have been really trying hard but here they say they don't have any main office branch !
1 answer - Asked By: zatz da one - 11/8/2007 |
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 | I am taking a degree and want to know what jobs i can get with all three degrees combined or separate on their own.
2 answers - Asked By: Nicole Marie - 10/23/2009 |
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 | I am currently seeking a job as a fraud/risk analyst for a bank and/or credit company. I don't really know where to begin, however. I have already applied and interviewed at Citi, and I have sent my resume to Chase. What are some more big name companies, or even smaller regional ones (MD-PA-VA-DC area) to consider and send a resume to?
0 - Asked By: phyrereii - 5/25/2010 |
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 | Recently I got a job offer from Countrywide for Business Analyst position in their finance dept. Is this a good idea to accept the offer considering that Bank of America is buying countrywide and also the company had many layoffs recently?
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 | Undergraduate
I'm trying to choose a major and I'm doing really well in economics at school so I was wondering if it would be the right choice. Thanks!
4 answers - Asked By: Confused <3 - 6/19/2008 |
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 | According to the report, jobs are the last thing to recover.
Our economy is consumer driven. First will be the sales, then jobs will follow.
So, if no one is working, who's going to do the consuming? Just Congress?
3 answers - Asked By: Tsar Brainless Harry Reid - 9/15/2009 |
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 | I have a job interview tomorrow for a credit analyst position. I have a bachelors degree in Business Admin and a MBA, however I have NO JOB EXPERIENCE. Well, I have part-time experience, but no full-time experience. The closest job I've held to this type of position is a bank teller (my current job) which honestly is probably still pretty far off from this position I'm interviewing for. The bank is a smaller bank (covers only about half a state) so I'm not like applying at Bank of America or something.
Anyway, I'm curious what types of things I should know before going into this interview. I've researched the position and it says most financial institutions will provide a heavy training session for the employee beforehand. Is this the case with any other credit analysts out there?
I'm just worried because I have no experience with loans and credit cards outside what they taught us in school (and I graduated with my MBA about a year ago so its not really fresh in my head). I do have student loans and one credit card that I regularly pay on but I know very little about determining the creditworthiness of individuals. Are programs or excel formulas used to where I just punch in the info or do I need to actually work out equations to determine it like in school? If anybody has any tips for me I'd greatly appreciate it. THANKS!
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| I am given change in cost of equity, EBIT, depreciation, debt/value ration, and beta of unlevered firm. The debt is risk free, and there are no taxes.
1 answer - Asked By: fsmzl_ui - 8/6/2011 |
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| Besides the more obvious ones, like the game theory. I'm looking for the smaller and/or less obvious things, such as the fractals in the beginning of the movie or how he uses a mathematical theorem to reason that since the little girl never ages, she cannot be real.
Thanks!
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 | What are some duties expected of an investment banker?
1 answer - Asked By: kerpal s - 7/7/2008 |
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 | Every answer is excellent, no matter what you feel. I'm just curious as to what all of you think, especially since you are from all areas within the United States.
Do you think things will turn around soon?
Thank you in advance.
1 answer - Asked By: Michelle - 12/10/2008 |
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 | Can someone give examples from real world situations where an estimate, rather than an exact answer is sufficient.
4 answers - Asked By: Independent - 2/14/2010 |
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| I am a fresh graduate and now deciding whether to join the financial service sector or research firm, so just need some info on corporate banking. Please be specific like describing the divisions and job functions and responsibilities. Thanks a lot for the help, whoever you are. My future depends on it!
2 answers - Asked By: Future Trader? - 6/15/2007 |
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| Hi,
I have 5 questions. Could you please answer them for me?
The following is part of a job description of Risk Analyst of a retail bank’s risk department. (for Q1-3)
[Risk analyst (RA) will be responsible for the development and execution of the risk strategies that will assist our key business partners achieve growth and profitability targets while maintaining the overall risk quality of our retail lending portfolios. Business partners include, Unsecured Lending, Indirect Lending, Real Estate Secured Lending and Small Business Banking.]
Q1.
I am pretty new to banking, and I do not understand its definition of “Business partners” .
I thought what were described as Business partners in the above description should be “Business PRODUCTS/ DEPARTMENTS” instead? How a risk analyst could “partner” with “unsecured lending, indirect lending, real estate secured lending and small business banking” which I believed them to be PRODUCTS/ DEPARTMENTS?
I thought business partners should be retail consumers (people), and/or institutional clients (other banks; like one should decide if Bank A should lend to Bank B?)
Please correct me.
Q2.
In addition, I thought retail lending portfolios include “Unsecured Lending, Indirect Lending, Real Estate Secured Lending and Small Business Banking” instead of Business partners include them?
But obviously, here says maintaining Retail Lending Portfolios is another responsibility in addition to assist our key Business Partners achieve growth and profitability targets.
Q3.
How RA could help key Business Partners achieve growth and profitability targets (sounds like sales to me) while I believed his/her job is to analyse if a bank is bearing too much loans?
Another job description:
[Support customer segmentation development that improves the underwriting process, enhance the portfolio’s risk-reward profile and are within the bank’s risk appetite] (for Q4)
Q4.
Does this mean RA should help assess the eligibility of a customer to receive their products?
I found wiki definition on Underwriting is Underwriting refers to the process that a large financial service provider (bank, insurer, investment house) uses to assess the eligibility of a customer to receive their products (equity capital, insurance, mortgage, or credit).
Q5.
How to forecast loss rates, approval rates, response rates, utilization rates, and credit quality?
Thank you very very very much in advance!!!
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| I'm a student, but I am currently interning. I will have the weekends free, and I want to do something, preferably for/with a financial institution. Whether that be community service or working weekends for them, I want to do something on my weekends instead of stay inside. I know there are a lot of financial offices within Wilmington, but I don't know how to go about getting involved with them.
1 answer - Asked By: Hello there! - 9/11/2011 |
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 | 1 answer - Asked By: jessicapacha88 - 3/25/2008 |
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| 1 answer - Asked By: dollarbill - 4/24/2009 |
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| Do you have to have a Bachelor's for that? Do you have to have a Bachelor's in finance or similar? (I'm majoring in criminal justice.) Can you advance to those positions starting as a bank teller?
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| I will soon have an interview for a derivatives analyst position mostly specialized with tailoring risk solutions that may involve a variety of interest rate, FX, credit and commodity derivatives. The job will be with a large New York institution.
However, I would like to know how much this jobs relates to the general investment banking analyst position? Is it technically the same? Can I switch over later on to investment banking if I wanted to?
Please help!
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